| Blue CashSM from American Express® |
- No annual fee
- Up to 5% Cash Back with Unlimited Cash Rewards
- 0% Introductory APR; as low as a Prime + 4.99% APR thereafter
- Up to $100,000 line of credit
- Choose to carry a balance or pay in full
- Online Fraud Protection Guarantee--protects you against unauthorized purchases online.
- Built-in Smart Chip--for added Internet security.
- Plus, An Exciting, Free Rewards Program
Fundamentals of the Card
Earn Up to 5% Cash Back
Blue Cash offers you a great way to earn up to 5% cash back combined with a 0% introductory APR and a smart chip for added online security. You'll earn cash back on virtually everything you buy, and earn cash back even faster at supermarkets, gas stations, drugstores, and home improvement stores. There's no minimum spending required, so you can start earning cash back right away. 1
Pay Your Bills with the Card and Get Cash Back
Pay your regular monthly bills automatically with Blue Cash and start earning cash back on everything from telephone and cable bills to parking and transportation expenses. Special payment features may not apply to all long distance calling plans. Not all providers service all markets.
Earn Cash Back Even Faster with an Additional Card
Additional Cards let you share virtually all the benefits and services of the card with friends or family members. What's more, additional cards earn you up to 5% cash back. So go ahead and order your fee-free Additional Cards when you activate this one. Additional Cards can be issued to qualified individuals over the age of 18.
Transfer Balances Fee-free
Transfer balances from your higher-rate MasterCard, Discover, and Visa cards to your American Express ® Card account with no transaction fee (for this offer. Fees may apply thereafter). Then enjoy the low APR: as low as a fixed rate of 5.99% for life of balance (until the balance is completely paid off), on BT requests submitted with this application.
Your Online Year End Summary
Your Year End Summary of Charges, available online as of February 5, 2004, gives you access to important information 24 hours a day, seven days a week. Flexible features make organizing your expenses a snap - download the Summary and print it out; sort by date, merchant name, or charge amount; review charges made within a category, such as Travel and Restaurant. Your Year End Summary is an indispensable tool for preparing taxes and budgeting. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card.
Unparalleled Customer Service, 24 hours a day
American Express is here to help you around the clock, with the kind of Customer Service that keeps Cardmembers loyal for a lifetime. For immediate service, call the phone number on the back of your Card.
Access Your Account Online
You can view up-to-date billing information online, including transactions, charges, and payments.
ID KeeperSM
Now your Smart Chip lets you surf the Web, shop, and manage your finances with ease, security, and convenience! ID Keeper is the new free Web tool that stores your favorite URLs, log-in, and personal data on your Smart Chip, so you'll never have to input them again!
The Smart Card Reader
The Smart Card Reader enables you to take advantage of the enhanced online security provided by Private Payments ®. Private Payments provides a secure, temporary transaction number to use instead of your actual Card number when shopping online. The Reader ensures that only you have access to this feature from your PC. Simply insert your Card into the Reader, enter your PIN (Personal Identification Number), and use Private Payments to shop online with confidence.
CoolBlueOffers®
With CoolBlueOffers, you receive special bonus offers and savings deals just for using Blue at the participating merchants, such as Gap.com, Origins, Sharper Image, and more!
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Apply for Blue CashSM from American Express® |
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| Credit Card Comparison |
Credit Card Comparison offers a comprehensive list of U.S. Credit Cards including the best Low APR, Balance Transfer and Smart Chip Featured Credit Cards with SAFE online approval in under 30 seconds! Scroll down for more...
Comparison directory for a low interest credit card just got easier. At Credit Card Comparison, you will find introductory rates as low as 0.0% - with no annual fees. Low fixed rates. Cash back or sky mile rewards. You might even get cash back!
Check out our new comparison chart!
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Transfer Your Balance with
Credit Card Comparison! |
TrCredit card balance transfer involves using a credit card to pay off the amount outstanding on one or more credit/store cards. The total debt then moves to one card.
The main benefit of balance transfer is a money-saving one. In the competitive credit card market an increasing number of companies are offering a 0% interest rate for a fixed period on balance transfers made by new customers. This allows new cardholders to make considerable savings in interest repayments. Interest free periods vary and certain credit card issuers extend the 0% interest rate offer to cover new purchases, it is worth taking great care to compare balance transfer offers well before deciding which one to choose.
Some companies offer lower than average interest rates on transferred balances for the life of the balance transfer. This may be good news for card users who are not planning to pay back credit card debt in the short term.
Transferring credit card balances is usually a simple process. Once a card application is approved it usually involves a phone call to the new card issuer to transfer the balance(s) from the other card(s). Many credit card companies also offer an on-line service, making it even easier to transfer balances via the Internet.
There is usually a ‘window’ of time after a new card is approved during which balance transfers attracting the promotional interest rate must be made.
A word of caution regarding balance transfers. Minimum monthly payments still need to be made. Fall behind with minimum payments and fines can be made and interest free offers withdrawn. The same can happen if credit limits are exceeded.
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In a market full of balance transfer deals, offers vary greatly. It is important to double-check the details carefully before signing on the dotted line. For example:
Are there any additional fees to be paid when balances are transferred? Do I need to make a minimum monthly spend using the new card to qualify for the promotional balance transfer rate? How soon after my credit card is approved do I need to make the balance transfer? What interest rate is charged on new purchases made using the card? In particular, 'Balance transfer for life' cards often put payments towards clearing the low interest balance transfer and not the recent purchases that attract higher interest Do I get charged interest on new purchases from the time the purchase is made? What does the interest rate revert to after the promotional period has finished Before taking up a balance transfer offer, also take time to consider the amount you need to move and how much you intend to pay off and purchase each month. That way you can be sure that you choose the right card for you.
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